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Thursday, December 18, 2008

Premier Student Loans – Making the Grade Affordable

It's often been said that student loans are among the most honest and honorable debts you can incur (along with car loans and home mortgages), because it's a debt that helps provide a better future for you and your family, as opposed to credit cards that merely allow you to spend beyond your means.

Just as every student picks a university and course of study that are tailored to their personality and interests, so too do you need a student loan that fits your needs. Some loans, like Perkins and Stafford loans, are offered as part of a school's financial aid package, which are not just one loan, but are usually comprised of a combination of loans, grants (Pell Grants, for example), scholarships, and work-study programs, but in our current economic climate, with public colleges and universities, financial aid is more and more difficult to come by, even for students with perfect academic records. It is for this reason that private financing exists.

One source of such financing is This site isn't just a portal for loan applications, and it isn't a direct lender, either. Instead, it's a virtual encyclopedia of everything you always wanted to know about student loans, from explanations of what each kind of loan does, and who provides them, to how you can maximize your student's educational dollar by helping them not get into the credit card habit. There's even a section on what happens after college, and how you can help your son or daughter prepare for the inevitable moment when they must begin paying off all the money that was borrowed to cover their education.

Of course, also wants to help you find the extra money you need to make sure your child's college experience is as stress free – at least financially – as possible. This is why they also offer a student loan matching service. It works similarly to the way you might request a quote on insurance, with four basic steps:

1. You complete a short, online form that asks for basic information.

2. You confirm that you really want the information, and affirm that it's okay for to contact you via email.

3. Your information is transmitted securely, and analyzed to find lenders who offer what you need.

4. You are provided with information so that you can compare offers and contact the lender you select.

Best of all, all of this happens in only a few minutes, and you can do it all from your living room.
Financial aid packages are great, when they're offered, but if you need extra money to cover books and dorm fees, even after the tuition's been paid for, private financing is the way to go. To save time, and find reputable lenders, go to They always make the grade.

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